Singapore skyline at dusk over Marina Bay

Data-Driven Property Consultant, Singapore

Michael SerBest price. Shortest time. Decided by data, not by hope.

An engineer's approach to property: measure the market, isolate the factors that actually move price, then execute a launch that reaches the buyer wave while it is still there.

Move your cursor here to reveal the city

And which of these is you?

Four owners, four different first questions.

Pick the one that sounds like your situation. The answer below changes to match, and so does what I would put in front of you at a first meeting.

How I answer it

Is my property still growing?

Growth does not stop with a bang. Your unit simply stops keeping pace with its own market, and every extra year of holding is paid for out of your next purchase.

  1. 01

    Past trend

    Your stack's caveat ladder, normalised for floor and size, against the project and its true comparables.

  2. 02

    Current sentiment

    Listing depth and days-on-market in your cluster — how much buyer attention exists right now.

  3. 03

    Forward projection

    Supply, lease position and catchment income modelled into a 3–5 year band for your unit.

What you get

A hold-or-sell verdict with the number behind it, and the window if the answer is sell.

Get my hold-or-sell verdict

The chart that matters

Michael Ser, data-driven property consultant in Singapore
CEA Registered Salesperson · R051626D

Who you are dealing with

I came from process engineering. I sell property the same way.

Before property, I built 3–5 year plans for companies: prioritising what matters, planning the work and allocating the resources to execute it — from defect reduction programmes to variation control and supply chain throughput. The habit never left: define the objective, measure what is real, remove the noise, and control the outcome. Applied to a sale, that means your price is argued from evidence and your timeline is engineered — not left to the market's mood.

10days

Median time to secure a buyer

100%

Sellers achieved highest price in project

3signals

Past trend · Current sentiment · Forward price

Credentials

  • B.Eng Materials Science & EngineeringNanyang Technological University
  • M.Sc Supply Chain ManagementNational University of Singapore
  • Lean Six Sigma Black BeltCertified practitioner

For sellers

Three signals, one number: the asking price your market will actually pay.

Most valuations quote a single average PSF. I triangulate three independent signals and only trust the price where all three agree. Hover any panel to see the inputs behind it.

Transaction data and price analysis being reviewed at a desk

Signal 01

Past transaction trends

Every caveat in your project and its true comparables, normalised for floor, stack, size and age. I isolate the price ladder your unit actually sits on — not the headline PSF everyone quotes.

Inputs

  • · URA caveats
  • · Stack & floor premium
  • · Size-band normalisation
  • · Holding-period profile

Signal 02

Current market sentiment

Live listing depth, days-on-market, asking-to-transacted gap and viewing conversion in your postal cluster. This tells me how aggressive we can price before we lose the first-two-week buyer wave.

Inputs

  • · Active listing depth
  • · Days on market
  • · Ask vs. done gap
  • · Viewing conversion

Signal 03

Forward price projection

Upcoming supply, en-bloc and land bids, infrastructure milestones and income growth in the catchment — modelled into a 3–5 year band so you know whether to sell now or hold with intent.

Inputs

  • · Upcoming supply
  • · Land bid re-basing
  • · Infrastructure milestones
  • · Catchment income growth

Output

A defensible asking price + a launch window

Reviewed weekly against viewing-to-offer conversion

Singapore private condominium estate photographed from the air at golden hour

Same district, different outcomes

Two units in the same estate can differ by six figures. The difference is almost never luck — it is which numbers were read before the listing went live.

For owners deciding whether to move

Is your property still growing — or already in depreciation mode?

A property does not fall off a cliff. It quietly stops keeping up. Set your remaining lease and see where the market's growth line and your asset's line separate.

Decay discount starts pricing in around 2041

Growth mode

Your unit still tracks or beats its cluster. Holding is compounding — the right move is usually to stay and monitor.

Depreciation mode

Your unit lags its cluster and the lease discount is being priced in by buyers. Every year of waiting costs twice: lost growth plus a widening discount.

Get your asset checked

Retirement planning · building capital through property

01Stage 1

Entry

Buy on entry price and growth factor, not on décor. The first asset must be the one with the largest gap between price paid and fair value.

02Stage 2

Compounding

Hold through the growth window, monitor the lease-decay inflection, and exit before the decay discount is priced in by the market.

03Stage 3

Restructure

Recycle the gain into an asset with a longer runway or split into two smaller yield assets, depending on income and CPF position.

04Stage 4

Retirement income

End state: a fully-paid yielding asset plus liquid reserve, sized against your target monthly retirement income.

Operational excellence, applied to property

Variation is where value hides. So I measure it.

Six Sigma taught me that averages lie and spread tells the truth. The same tools I used on production lines — distribution analysis and design of experiments — decide which unit to buy and what to ask for yours.

PSF distribution

Project Amedian S$2,340 psf
2,1502,520
Project Bmedian S$2,255 psf
2,1002,410
Project Cmedian S$2,540 psf
2,3202,800
Project Dmedian S$2,310 psf
2,1802,460

Box = interquartile range (middle 50% of transactions) · line = median · whiskers = observed range. Value sits where a unit prints below the box in an otherwise healthy project.

Inter-project

Four projects in the same district can share a median and still be completely different bets. The one with the widest spread has the most mispriced units.

Intra-project

Inside Project A, unit type sets the price ladder — 2-bedders print the highest psf, 4-bedders the lowest. Selling against the wrong rung is the most common way owners leave money behind.

Design of experiments · factor effects

What actually moves the price?

Entry price vs. fair value+34
MRT within 400m+22
3-bedroom or more+18
Primary school 1km+16
Mall / amenity cluster+11

Every condo has a different performance fingerprint. One is lifted by a school within 1 km, another by the MRT walk, another by unit size. I rank the factors by measured effect size for the project in question, then hunt the outlier units inside it.

Affordability vs. growth

The Great Divergence

The Great Divergence: Singapore's widening asset-to-income gap, 1990–2024 — private condo and HDB prices climbing far faster than annual median income

Since 1990, private condo prices are up about 479% and HDB about 692%, while median income grew about 293%. Assets have steadily outrun income — which is why entry price and timing matter more than waiting. Micro factors set your ceiling, macro factors set the clock.

How we locate your asset

The 4 Quadrants of Real Estate Performance

When we run your target neighborhood through our Design of Experiments (DOE) Engine, we plot every available property onto this matrix based on its true infrastructure strength and entry pricing structure. Here is where most buyers get lost.

↑ Infrastructure strengthEntry pricing structure →

Overpriced Trophy Trap

Top-Left

These projects look spectacular. They sit right next to the MRT, the mall, and a top school. Because they check every box, buyers let their emotions take over and pay a massive launch premium. Our model flags these instantly — the premium is so over-inflated that your future capital growth is completely capped on day one.

High-Risk Value Trap

Bottom-Left

These properties have no major infrastructure moats, yet they are priced above the neighborhood average. Entering here places you on a dangerous downward price sensitivity curve.

Mass-Market Baseline

Bottom-Right

Cheap, entry-level properties with zero unique location features. They will perform safely but will never beat the inflation baseline.

Golden Alpha Target

Top-Right

This is where we want to buy. These are developments where the infrastructure moat is exceptionally strong — MRT, school, or views are locked in — but due to market inefficiencies, local mispricings, or new harmonisation layout rules, the entry value is heavily optimized.

Where does your target condo sit on this map?

DefineMeasureAnalyseImproveControlLean Six Sigma Black Belt · applied to every mandate

Evidence

Closed within a week. Above asking. Every time on the same playbook.

The Lanai · 4-bedroom, District 23

10days to secure buyer
Highest price in project

Two identical stacks were mispriced by S$60k. We listed against the higher stack ladder and let the comparable do the negotiating.

Hillfort · Cluster landed, District 23

15days to secure buyer
Secured buyer at best price

We plugged the gap and closed before other competing units could.

The Panorama · 2-bedroom, District 20

10days to secure buyer
Highest price in project

We sold the school over the school facing. Convenience and view governed the highest price in the project.

How I work · five steps, with a clock on each

01Day 0

Define

Your objective, timeline and financial constraint — written down and quantified.

02Day 1–2

Measure

Caveat pull, stack normalisation, listing depth and sentiment scan for your project.

03Day 3

Analyse

Price ladder, valuation band and the two or three factors that will actually move your buyer.

04Day 4–6

Improve

Positioning, photography, copy and launch timing built around the first two-week buyer wave.

05Weekly

Control

Weekly viewing-to-offer conversion review, with a pre-agreed trigger to adjust rather than drift.

Current inventory

What I am holding, and what is running out.

My listings

Onan Road — 5 Bed · 5 Bath · 3-storey intermediate terrace · Freehold · Land 1,744 sqft · Built-up 5,140 sqft
Available

Onan Road

5 Bed · 5 Bath · 3-storey intermediate terrace · Freehold · Land 1,744 sqft · Built-up 5,140 sqft

S$7.5m

Cliveden — 4 Bedroom · 2,840 sqft · District 10
Available

Cliveden

4 Bedroom · 2,840 sqft · District 10

From S$9m

Cliveden — 3 Bedroom · 2,153 sqft · S$2,153 psf · District 10
Available

Cliveden

3 Bedroom · 2,153 sqft · S$2,153 psf · District 10

From S$7m

Draycott — 4 Bedroom · 2,650 sqft · District 10
Available

Draycott

4 Bedroom · 2,650 sqft · District 10

From S$7.5m

Draycott — 4 Bedroom · 2,650 sqft · District 10
Available

Draycott

4 Bedroom · 2,650 sqft · District 10

From S$6.5m

New launches · selling out

The Continuum — 4 & 5 Bedroom · Tanjong Katong · Freehold
Available

The Continuum

4 & 5 Bedroom · Tanjong Katong · Freehold

From S$2,800 psf

Meyer Blue — 4 & 5 Bedroom · East Coast · Freehold
90+% sold

Meyer Blue

4 & 5 Bedroom · East Coast · Freehold

From S$3,000 psf

Grand Dunman — 1 Bedroom + Study & 5 Bedroom · Dakota · 99-yr
90+% sold

Grand Dunman

1 Bedroom + Study & 5 Bedroom · Dakota · 99-yr

From S$2,800 psf

Hutson Place — One North · 99-yr
60+% sold

Hutson Place

One North · 99-yr

From S$2,500 psf

Orie — 1 Bedroom + Study & 3 Bedroom Dual Key · Toa Payoh · 99-yr
90+% sold

Orie

1 Bedroom + Study & 3 Bedroom Dual Key · Toa Payoh · 99-yr

From S$2,800 psf

Chuan Park — 2 & 3 Bedroom · Lorong Chuan · 99-yr
90+% sold

Chuan Park

2 & 3 Bedroom · Lorong Chuan · 99-yr

From S$2,600 psf

Aurea — Beach Road · 99-yr
70++% sold

Aurea

Beach Road · 99-yr

From S$2,800 psf

Lentor Garden Residences — Lentor · 99-yr
70+% sold

Lentor Garden Residences

Lentor · 99-yr

From S$2,400 psf

Three questions the market keeps asking

The answers shape every buy, hold and sell decision.

Developers release in phases and price each phase off absorption rate, not off valuation. Early buyers are effectively buying the lowest price the project will ever print — and the sell-out signals a supply gap in that submarket, not hype.

Median launch-month take-up in 2024–25 tranches: 60–85%

Next step

Start with the numbers on your property.

Send me your project and unit type. You will get the transaction ladder for your stack, an honest price band, and a straight answer on whether now is the window — before any talk of appointing me.

Request a data-backed valuation

No mailing list. No drip campaign. One reply from me.